500 Madness
 
Results 1 to 8 of 8

Thread: Noob questions regarding insurance and charging networks

  1. #1
    Junior Member
    Join Date
    Sep 2018
    Posts
    9
    Thanks
    0
    Thanked 1 Time in 1 Post

    Noob questions regarding insurance and charging networks

    Was just checking on insurance rates for the 500e, was surprised to find them a couple hundred dollars higher for the 500e then the rates for my SUV or my sports car. Has this been your experience too?

    Also looking into the possibility of joining ChargePoint or similar. Would be interested in hearing what others are using, and their experiences with it.

  2. #2
    Senior Member
    Join Date
    Jan 2017
    Location
    Southern California
    Posts
    100
    Thanks
    10
    Thanked 11 Times in 11 Posts
    Yes. I think most of us were surprised about the high insurance premiums, but it's not prohibitive to owning the car. We're paying $700 a year for pretty minimal coverage in southern California, but we're also saving about $3K a year in fuel given the 26K annual miles we've had. There was a recent article about why insurance is so high and it surmises that the replacement cost for parts are high and might not reflect the true market. The insurance is about twice as much as my 2001 VW Golf TDI and 50% more than our 2007 Lexus Rx400h.

    As for Chargepoint, my wife regularly charges with Chargepoint at her work garage. We also have a level 2 charging station at our home (along with a 4.8kW rooftop solar array). I suggest you download the plugshare app or browse the website at www.plugshare.com to see which public networks are most convenient for you. In my area, Blink and Chargepoint covers 100% of our needs.

  3. #3
    Senior Member
    Join Date
    Mar 2015
    Location
    San Francisco
    Posts
    361
    Thanks
    8
    Thanked 75 Times in 69 Posts
    Quote Originally Posted by 7chord View Post
    Also looking into the possibility of joining ChargePoint or similar. Would be interested in hearing what others are using, and their experiences with it.
    Where are you located? As @maximizese mentioned, you should join the charging networks that are most available in your area. On PlugShare, set the filter to show only stations that have J-1772 plugs (compatible with 500e), then filter to show only one network at a time for comparison. In Northern California where I am, public chargers are dominated by ChargePoint, with others far behind. ChargePoint is a must in my area, and I also joined EVgo based on their locations and my driving patterns.

  4. #4
    Junior Member
    Join Date
    Sep 2018
    Posts
    9
    Thanks
    0
    Thanked 1 Time in 1 Post
    Thanks for confirming my insurance observation. Yep, I was definitely surprised. We don't have nearly the number of EVSE's here on the east coast, but there are still more then I thought there would be. Since buying this EV is a grand experiment, I'm not quite sure what I will need, but the majority of my weekly driving is within a 15 mile radius of home, with a lot of rather short trips making the range of the vehicle mostly a non-issue (I hope).

  5. #5
    Junior Member
    Join Date
    Sep 2018
    Posts
    9
    Thanks
    0
    Thanked 1 Time in 1 Post
    Doubt I'll be using my AAA card for a dead battery, but I wonder if they would tow an electric car with a dead battery? Anyone ever have gotten stranded due to a flat battery? How do you handle that?

  6. #6
    Senior Member
    Join Date
    Mar 2015
    Location
    San Francisco
    Posts
    361
    Thanks
    8
    Thanked 75 Times in 69 Posts
    Quote Originally Posted by 7chord View Post
    Doubt I'll be using my AAA card for a dead battery, but I wonder if they would tow an electric car with a dead battery? Anyone ever have gotten stranded due to a flat battery? How do you handle that?
    Actually AAA have mobile EV charging service in a number of metropolitan areas: https://electrek.co/2016/09/06/aaa-e...harging-truck/ (2016 article — should have expanded to more areas by now). AAA service can also be useful if the standard 12V battery under the hood goes dead (prevents the electronics from starting up). In that case a regular 12V jump start will usually work, or replace the 12V battery if it is truly dead.

    If you become stranded from running out of charge, you can have the car towed to a charging station. The Owners Manual has a section about towing. Note especially the instructions for manually unlocking the transmission, which may be necessary to maneuver the car for the tow truck.
    Last edited by rkw; 09-12-2018 at 05:48 PM.

  7. #7
    Senior Member Dirty Blond's Avatar
    Join Date
    Dec 2017
    Location
    Dallas
    Posts
    116
    Thanks
    10
    Thanked 25 Times in 20 Posts
    Hell, I pay $42 a month for full coverage, insured value $12,500, 100/300k limits, 500 deductible.
    Actually cheaper than my 2005 ford ranger farm truck with liability only on it...

    Maybe because I drive like a grandma and havnt had a ticket in 25 years.

    My helicopter insurance runs me about $50 a day though....
    -Dirty Blond
    (Filthy really)

  8. #8
    Senior Member
    Join Date
    Jun 2017
    Posts
    147
    Thanks
    0
    Thanked 21 Times in 20 Posts
    EV's and any plug ins typically have higher insurance costs because the parts are so expensive. If you get in a collision that pops the airbags most specify that the battery is deemed un-safe and must be replaced so it's easier to total out the car.

    Have a look here and you can get an idea of what is totaled.

    https://erepairables.com/salvage-cars-auction/fiat/500e

    For charging networks I'd say join all applicable networks in your area. They typically cost nothing to have and you only get charged when you use them. Here I have both Blink and Charge Point. In addition we do have Volta which is free and does not require a card. Your locale may vary. Blink and Charge Point you can just use the app on, but I've found I would not rely on that all the time. If you have the card it always works.
    Last edited by Ricksuiter; 09-14-2018 at 01:04 AM.

  9. The Following User Says Thank You to Ricksuiter For This Useful Post:

    ga2500ev (09-14-2018)

Similar Threads

  1. NOOB mods
    By Davothegr8 in forum Fiat 500 ABARTH Engine and Drivetrain Tuning
    Replies: 16
    Last Post: 12-18-2014, 04:34 PM
  2. Charging error: incomplete charging due to faulty part
    By Geno in forum Fiat 500E Charging
    Replies: 1
    Last Post: 02-15-2014, 09:32 PM
  3. Couple of questions about charging
    By blacter in forum Fiat 500E Charging
    Replies: 6
    Last Post: 08-14-2013, 01:32 PM
  4. thinking of getting coil overs - noob questions
    By charliesheen in forum Fiat 500 Abarth Suspension and Chassis
    Replies: 11
    Last Post: 07-24-2013, 08:58 AM
  5. Noob from AZ
    By BigHoss in forum Welcome!
    Replies: 5
    Last Post: 09-03-2012, 03:57 AM

Posting Permissions

  • You may not post new threads
  • You may not post replies
  • You may not post attachments
  • You may not edit your posts
  •